Top 3 Mortgage Lenders in Silver Spring

First Home Mortgage is a top-rated local mortgage lender with deep roots in the Silver Spring community, operating for over 30 years with exceptional customer satisfaction. They specialize in personalized service and offer a comprehensive range of loan products including specialized programs for first-time homebuyers. Their local underwriting and processing teams ensure smooth closings, and they consistently receive outstanding reviews for their knowledgeable staff, competitive rates, and exceptional communication throughout the mortgage process.

Prosperity Home Mortgage has been serving the Silver Spring area for over two decades with a strong reputation for competitive rates and exceptional customer service. As a direct lender with local decision-making authority, they offer streamlined processing and quick closings. Their team of experienced loan officers provides personalized guidance through every step of the mortgage process, and they're particularly noted for their expertise in jumbo loans and refinancing options for Maryland homeowners.

While headquartered nearby, NASA Federal Credit Union has a strong presence throughout the Silver Spring area and offers highly competitive mortgage rates to both members and non-members. With over 85 years of financial service experience, they provide exceptional value through lower fees and competitive interest rates. Their mortgage team is praised for transparent communication, smooth application processes, and going above-and-beyond for first-time homebuyers. They offer special member benefits and have multiple branches serving the greater Washington D.C. metropolitan area including Silver Spring.