Top 3 Mortgage Lenders in Amherst

UMassFive College Federal Credit Union stands out as one of the top mortgage lenders serving Amherst due to its deep community roots and exceptional member service. As a local credit union originally founded to serve the Five College community, they have extensive experience with the unique real estate market in the Pioneer Valley. They offer highly competitive rates, personalized service, and specialized first-time homebuyer programs. Their mortgage advisors provide comprehensive guidance through the entire homebuying process, and their local underwriting allows for faster decisions. With numerous local branches and deep community involvement, they consistently receive outstanding reviews for their knowledgeable staff and commitment to member satisfaction.

Florence Bank has been serving Western Massachusetts communities for over a century and maintains a strong presence in the Amherst area. This community-focused bank combines the stability of a long-established institution with personalized, local decision-making. They offer a comprehensive range of mortgage products with competitive rates and flexible terms. Their mortgage specialists are praised for their expertise in navigating complex real estate transactions and providing exceptional customer service. Florence Bank's deep understanding of the local market dynamics in Hampshire County, combined with their commitment to community development, makes them a preferred choice for Amherst homebuyers seeking reliable, locally-based mortgage services.

New England Funding is a highly-rated local mortgage broker with physical offices in Amherst, providing personalized mortgage services directly to the community. As a mortgage brokerage, they have access to multiple lenders and can shop for the best rates and terms on behalf of their clients. They specialize in navigating complex financing situations and have particular expertise with the unique aspects of the Amherst real estate market, including properties near the university campuses. Their team receives exceptional reviews for their responsiveness, transparency throughout the process, and ability to secure favorable terms for buyers. Their local presence ensures they understand neighborhood-specific market conditions and can provide face-to-face service throughout the mortgage process.