Top 3 Mortgage Lenders in Charlton

Guaranteed Rate is one of the top-rated digital mortgage lenders in the nation with a strong local presence in Central Massachusetts. Michael D'Agostino's Worcester-based team serves Charlton residents with exceptional customer service and competitive rates. They are particularly noted for their streamlined digital application process, quick closings, and extensive loan product offerings. With over two decades of experience, this office maintains a near-perfect rating from hundreds of satisfied customers throughout Worcester County.

Leader Bank has built an outstanding reputation throughout Massachusetts with particularly strong presence in Central MA communities like Charlton. They are known for their competitive jumbo loan programs and exceptional customer service. As a community-focused bank with robust digital capabilities, they offer personalized service combined with efficient processing. Their team of local mortgage experts understands the Charlton market specifically and has consistently high ratings for both purchase and refinance transactions.

While based in Hadley, UMassFive serves all of Massachusetts including Charlton residents, offering exceptionally competitive rates and personalized service. As a not-for-profit credit union, they often provide lower fees and more favorable terms than traditional banks. Their mortgage team has extensive experience with the unique aspects of Massachusetts real estate and provides comprehensive guidance through the entire home buying process. They are particularly strong with first-time homebuyer programs and offer exclusive member benefits.