The Best Mortgage Lenders in Easton, MA
Compare verified mortgage lenders serving Easton, Massachusetts. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Easton
Featured Mortgage Lenders
Mortgage Network
Mortgage Network, Inc.
Mortgage Network is one of New England's most respected independent mortgage lenders with over three decades of service. They have consistently high customer satisfaction ratings and specialize in personalized service for Easton homebuyers. Their local loan officers understand the Massachusetts market intimately and offer competitive rates across all loan programs. The company is known for its streamlined process, transparent communication, and ability to close loans efficiently.
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Jeanne D'Arc Credit Union
Jeanne D'Arc Credit Union
As one of Massachusetts' most established credit unions, Jeanne D'Arc has been serving the Greater Boston and Eastern Massachusetts region for over a century. They offer highly competitive mortgage rates to members and are particularly strong with first-time homebuyer programs and local community lending. Their mortgage specialists provide personalized guidance throughout the entire process, and their not-for-profit structure often results in lower fees and better terms for Easton residents.
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Guaranteed Rate
Guaranteed Rate, Inc.
Guaranteed Rate is a national digital mortgage lender with a strong presence in Massachusetts and specifically serves the Easton area. They are renowned for their innovative technology platform that streamlines the mortgage application process while maintaining competitive rates. Their Boston-based loan officers have extensive experience with the Massachusetts real estate market and provide efficient, transparent service. The company consistently receives high marks for their digital convenience and responsive customer service.
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Frequently Asked Questions
Common questions about mortgage lending in Easton, MA
What are the current mortgage rates like in Easton, MA compared to the national average?
Mortgage rates in Easton typically align with Massachusetts state averages, which are often slightly higher than national averages due to the state's high-cost housing market. Currently, Easton rates are competitive but reflect the premium for desirable suburban locations with excellent school systems. It's best to compare rates from local lenders who understand the Bristol County market specifically.
Are there any first-time homebuyer programs specific to Easton that can help with down payments?
While Easton doesn't have its own municipal program, Bristol County residents can access the MassHousing program, which offers competitive rates and down payment assistance. Additionally, the ONE Mortgage program provides particularly favorable terms for first-time buyers in Massachusetts communities like Easton. Local lenders can help you navigate these state-level programs tailored to our area.
How does Easton's property tax rate affect my mortgage payments and affordability?
Easton's property tax rate is approximately $16.50 per $1,000 of assessed value, which is moderate for Bristol County but higher than some neighboring towns. This means your monthly mortgage payment will include significant escrow payments for taxes. When calculating affordability, factor in that Easton's excellent school system and services contribute to these tax rates.
What special considerations should I know about getting a mortgage for Easton's historic homes?
Many Easton homes, particularly in the historic districts, may require specialized appraisals and potentially historic preservation restrictions. Lenders may require additional inspections for older homes, and some renovation loans like the FHA 203(k) can be particularly useful. Work with lenders experienced with Easton's historic properties to navigate any unique requirements.
How competitive is the mortgage pre-approval process in Easton's current housing market?
Easton's housing market remains competitive, making a strong pre-approval essential. Local sellers often prefer buyers working with established Massachusetts lenders who understand quick closings. Having a fully documented pre-approval (not just pre-qualification) from a reputable local lender can significantly strengthen your offer in this desirable suburban market.
Nearby Cities
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Why Choose a Mortgage Lender in Easton?
Local Market Knowledge
Lenders who understand Easton's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Massachusetts.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Easton and get competitive rates on your home loan.