Top 3 Mortgage Lenders in Fall River

BayCoast Mortgage stands out as one of the top-rated local mortgage lenders serving Fall River directly. As part of BayCoast Bank, they bring over two decades of community banking experience with deep roots in Southeastern Massachusetts. They consistently receive exceptional ratings for their personalized service, local underwriting, and competitive rates. Their mortgage team includes local experts who understand the Fall River housing market specifically, offering flexible loan programs including special first-time homebuyer options and various government-backed loans. Their physical presence in Fall River ensures convenient in-person service and local decision-making.

St. Anne's Credit Union has been serving Fall River residents for nearly a century, building an outstanding reputation for mortgage lending in the community. As a local credit union, they offer member-focused service with highly competitive rates and flexible terms. Their mortgage department receives consistent praise for personalized attention, local decision-making, and exceptional customer service throughout the loan process. They specialize in helping first-time homebuyers navigate the Fall River market and offer various affordable housing programs. Their long-standing community presence and not-for-profit structure make them a trusted choice for Fall River home financing.

While based in nearby Providence, Embrace Home Loans consistently ranks among the highest-rated mortgage lenders serving the Fall River area. With over 40 years in business and thousands of positive reviews, they bring national lending power with local expertise. They're particularly noted for their exceptional customer service, competitive rates, and efficient closing processes. Embrace offers a comprehensive range of loan products and has specialized programs for Fall River's diverse housing market. Their team includes experienced loan officers familiar with Massachusetts lending regulations and the specific dynamics of the Fall River real estate market, making them a top choice for both purchase and refinance transactions in the area.