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Gardner, MA

Top 3 Mortgage Lenders in Gardner

Compare verified mortgage lenders serving Gardner, Massachusetts. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
600+
Reviews
13
Loan Types

Available Loan Programs in Gardner

Fixed-rate mortgages
Adjustable-rate mortgages
FHA loans
VA loans
Jumbo loans
First-time homebuyer programs
Refinancing
Conventional mortgages
USDA loans
Construction loans
Home equity loans
Conventional loans
Investment property loans

Featured Mortgage Lenders

1

GFA Federal Credit Union

GFA Federal Credit Union

★★★★☆
4.8/5

GFA Federal Credit Union is one of the most highly-rated and established financial institutions serving the Gardner area with deep roots in North Central Massachusetts. With over 85 years of community banking experience, they offer personalized mortgage services and competitive rates. Their local decision-making process and extensive first-time homebuyer programs make them a top choice for Gardner residents. They have multiple branches throughout the region and are known for their exceptional member service and community involvement.

Experience:85 years
Reviews:185 customer reviews
285 Electric Ave, Fitchburg, MA 01420

Loan Types:

Fixed-rate mortgagesAdjustable-rate mortgagesFHA loansVA loansJumbo loansFirst-time homebuyer programsRefinancing
2

Avidia Bank

Avidia Bank

★★★★☆
4.7/5

Avidia Bank has been serving Central Massachusetts communities for over 150 years and maintains a strong presence in the Gardner area. They are consistently rated among the top regional banks for mortgage lending, offering competitive rates and a wide variety of loan products. Their local loan officers provide personalized service and guidance throughout the entire home buying process. Avidia is particularly noted for their construction lending expertise and first-time homebuyer programs tailored to Massachusetts residents.

Experience:155 years
Reviews:320 customer reviews
42 Main St, Hudson, MA 01749

Loan Types:

Conventional mortgagesFHA loansVA loansUSDA loansConstruction loansJumbo loansHome equity loansRefinancing
3

The Mortgage Firm

The Mortgage Firm - Massachusetts

★★★★☆
4.9/5

The Mortgage Firm has built an outstanding reputation throughout the Gardner and North Central Massachusetts region as a premier mortgage brokerage. With over two decades of experience, they offer access to multiple lenders and highly competitive rates. Their team of local mortgage experts provides personalized service and guidance through every step of the mortgage process. They are particularly praised for their responsiveness, transparency, and ability to handle complex financing situations while maintaining excellent communication with clients throughout the Gardner area.

Experience:25 years
Reviews:95 customer reviews
25 Fox Run Rd, New Ipswich, NH 03071

Loan Types:

Conventional loansFHA loansVA loansUSDA loansJumbo loansInvestment property loansFirst-time homebuyer programsRefinancing

Why Choose a Mortgage Lender in Gardner?

Local Market Knowledge

Lenders who understand Gardner's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Massachusetts.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Gardner and get competitive rates on your home loan.