The Best Mortgage Lenders in Holliston, MA
Compare verified mortgage lenders serving Holliston, Massachusetts. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Holliston
Featured Mortgage Lenders
Guaranteed Rate
Guaranteed Rate, Inc.
Guaranteed Rate is a top-rated national mortgage lender with a strong presence in the Greater Boston area, including Holliston. Known for its competitive rates and digital mortgage process, the company has high customer satisfaction scores due to its efficient closing times and personalized service. With over two decades of experience, they offer a wide range of loan products and have numerous positive reviews highlighting their responsiveness and expertise in Massachusetts real estate markets.
Loan Types:
CrossCountry Mortgage
CrossCountry Mortgage, LLC
CrossCountry Mortgage is a highly reputable lender serving Holliston and the broader Massachusetts region, praised for its local expertise and customer-focused approach. With over 20 years in business, they provide tailored mortgage solutions and have a track record of excellent service, as reflected in their high ratings and substantial review count. Their team offers comprehensive support from application to closing, making them a trusted choice for homebuyers in the area.
Loan Types:
Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a well-regarded lender with a strong regional presence in Eastern Massachusetts, including Holliston. Founded in 2008, they are known for their competitive rates, community involvement, and efficient loan processing. Customers frequently highlight their responsive communication and smooth closing experiences in reviews. Their commitment to local service and a variety of loan options makes them a reliable choice for borrowers in the Holliston area.
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Frequently Asked Questions
Common questions about mortgage lending in Holliston, MA
Are there any first-time homebuyer programs in Holliston, MA that can help with down payments?
Yes, the Massachusetts Housing Partnership's ONE Mortgage Program is a popular option for first-time buyers in Holliston. This program offers a low down payment (as little as 3%), no private mortgage insurance, and a competitive, below-market interest rate. Additionally, the MassHousing Mortgage program provides similar benefits and can be a great resource for qualifying Holliston residents.
What are typical mortgage rates for homebuyers in Holliston, MA?
Mortgage rates in Holliston generally align with national averages but can vary based on the lender, loan type, and your financial profile. As of recent trends, rates for a 30-year fixed mortgage in Massachusetts have been fluctuating in the mid-6% to low-7% range. It's advisable to get quotes from multiple local lenders, as some may offer special programs or discounts for properties in Holliston.
How does Holliston's competitive housing market affect the mortgage pre-approval process?
Holliston's desirable school system and community amenities create a competitive real estate market, making a strong pre-approval essential. Sellers often prioritize offers from buyers with a solid pre-approval from a reputable local lender. To stand out, work with a lender who can provide a quick and reliable pre-approval letter, demonstrating your financial readiness in this fast-paced market.
Are there any property tax considerations in Holliston that I should factor into my mortgage affordability?
Absolutely. Holliston has a property tax rate that is typically higher than the national average, which can impact your overall monthly housing costs. When calculating your mortgage affordability, be sure to include estimated property taxes, as they will be escrowed into your monthly payment. The current Holliston tax rate is approximately $17.50 per $1,000 of assessed value, so this is a significant factor in your budget.
What types of mortgages are most common for homes in Holliston given the higher home prices?
Given Holliston's median home price is above the state average, jumbo loans are frequently used by buyers who exceed the conforming loan limits (which for 2024 is $766,550 in most areas, including Holliston). However, conventional conforming loans are still common for lower-priced homes, and some buyers also utilize FHA or VA loans if they qualify, depending on their financial situation and the property type.
Why Choose a Mortgage Lender in Holliston?
Local Market Knowledge
Lenders who understand Holliston's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Massachusetts.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Holliston and get competitive rates on your home loan.