The Best Mortgage Lenders in North Easton, MA
Compare verified mortgage lenders serving North Easton, Massachusetts. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in North Easton
Featured Mortgage Lenders
Michael P. Ross
Ross Mortgage Company
Ross Mortgage Company is a highly-rated local mortgage broker deeply embedded in the North Easton community. With over two decades of experience, Michael Ross has built an exceptional reputation for personalized service and competitive rates. Specializing in serving Bristol and Norfolk counties, this family-owned business is known for their hands-on approach, guiding clients through every step of the mortgage process. Their high rating reflects consistent customer satisfaction and deep local market knowledge.
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Rockland Trust Mortgage Department
Rockland Trust Company
As one of Massachusetts' most trusted regional banks, Rockland Trust has served the South Shore community for over a century. Their Brockton location conveniently serves North Easton residents with comprehensive mortgage solutions and local decision-making. Known for competitive rates and exceptional customer service, they offer the stability of a large institution with the personalized attention of a community bank. Their mortgage specialists have deep knowledge of the local real estate market.
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HarborOne Mortgage Center
HarborOne Bank
HarborOne Bank has been a cornerstone of Southeastern Massachusetts banking for over a century, with strong presence throughout the North Easton area. Their mortgage team offers extensive local market expertise and a wide range of loan products tailored to Massachusetts homebuyers. As a community-focused institution, they're particularly strong with first-time homebuyer programs and offer competitive rates with the convenience of local servicing. Their Brockton location provides easy access for North Easton residents.
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Frequently Asked Questions
Common questions about mortgage lending in North Easton, MA
What are the current mortgage rates like for homebuyers in North Easton, MA?
Mortgage rates in North Easton typically align with national averages but can vary based on local market conditions and lender competition. As of recent trends, rates for 30-year fixed mortgages in the area range from 6.5% to 7.25%, though this fluctuates with economic indicators. Working with a local lender who understands the Bristol County market can help you secure competitive rates.
Are there any first-time homebuyer programs specifically available in North Easton?
Yes, North Easton homebuyers can access Massachusetts state programs like MassHousing and the ONE Mortgage program, which offer low down payments and competitive interest rates. Additionally, Bristol County may have local down payment assistance programs. These programs are particularly valuable given North Easton's higher-than-average home prices compared to some surrounding towns.
How does North Easton's historic district affect mortgage lending requirements?
Properties in North Easton's historic districts may require additional inspections and could have restrictions on modifications, which some lenders consider during underwriting. You'll want to ensure the property meets standard lending requirements and doesn't have preservation easements that could affect resale value. Some lenders specialize in historic properties and understand the unique considerations of North Easton's charming older homes.
What are the typical down payment requirements for North Easton's housing market?
Given North Easton's median home prices typically ranging from $600,000 to $800,000, conventional loans usually require 10-20% down payments. However, first-time buyers can access programs with as little as 3% down through MassHousing. The higher home values in this desirable community make down payment planning particularly important for local buyers.
How do property taxes in North Easton impact mortgage affordability?
North Easton has a property tax rate of approximately $14.74 per $1,000 of assessed value (FY2024), which is moderate for Massachusetts but still significant given the town's higher property values. Lenders factor these taxes into your debt-to-income ratio calculations, so it's important to budget for both mortgage payments and property taxes when determining what you can afford in this community.
Nearby Cities
Explore mortgage lenders in cities near North Easton, MA
Why Choose a Mortgage Lender in North Easton?
Local Market Knowledge
Lenders who understand North Easton's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Massachusetts.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in North Easton and get competitive rates on your home loan.