Top 3 Mortgage Lenders in Northampton

UMassFive College Federal Credit Union is a highly-rated local financial institution deeply embedded in the Northampton community, serving the Five College area including Smith College in Northampton. With exceptional member satisfaction ratings and competitive mortgage rates, they offer personalized service and specialized first-time homebuyer programs. Their local underwriting and decision-making process allows for faster closings and more flexible lending criteria than many national lenders.

Florence Savings Bank is a community-focused bank with deep roots in the Pioneer Valley, including strong presence in Northampton. With over 150 years of service, they offer competitive mortgage products with local underwriting and decision-making. Their mortgage specialists provide personalized guidance throughout the homebuying process, and they consistently receive high marks for customer service and community involvement in the Northampton area.

Serving all of Hampshire County including Northampton, New England Credit Union offers competitive mortgage rates with personalized service. As a member-owned financial cooperative, they focus on providing value to their members through lower fees and competitive rates. Their mortgage team has extensive experience with the local real estate market and offers educational resources for first-time homebuyers, making them a trusted choice for Northampton residents.