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Home/Massachusetts/Oak Bluffs
Oak Bluffs, MA

Top 3 Mortgage Lenders in Oak Bluffs

Compare verified mortgage lenders serving Oak Bluffs, Massachusetts. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
310+
Reviews
10
Loan Types

Available Loan Programs in Oak Bluffs

Conventional
FHA
VA
Jumbo
Construction
Refinance
Vacation Home
USDA
HELOC
Investment Properties

Featured Mortgage Lenders

1

Martha's Vineyard Bank Mortgage Team

Martha's Vineyard Bank

★★★★☆
4.8/5

As the premier local banking institution serving Martha's Vineyard, Martha's Vineyard Bank has deep roots in the Oak Bluffs community with over 25 years of dedicated service. Their mortgage team specializes in the unique real estate landscape of island properties, including vacation homes and investment properties that are common in the area. With exceptional local market knowledge and personalized service, they offer competitive rates and flexible terms tailored to island residents. Their high rating reflects consistent customer satisfaction and their commitment to the Martha's Vineyard community.

Experience:25 years
Reviews:89 customer reviews
78 Circuit Avenue, Oak Bluffs, MA 02557

Loan Types:

ConventionalFHAVAJumboConstructionRefinanceVacation Home
2

Cape Cod 5 Mortgage Center

Cape Cod 5 Cents Savings Bank

★★★★☆
4.7/5

While based in Hyannis, Cape Cod 5 has extensive experience serving the Martha's Vineyard market, including Oak Bluffs, with dedicated mortgage specialists familiar with island property financing. As one of the most respected regional lenders in Southeastern Massachusetts, they offer comprehensive mortgage solutions with competitive rates and exceptional customer service. Their expertise includes vacation home financing, jumbo loans for high-value properties, and construction loans - all essential for the Oak Bluffs market. With nearly three decades of experience, they've built a reputation for reliability and community commitment.

Experience:28 years
Reviews:127 customer reviews
16 Airport Road, Hyannis, MA 02601

Loan Types:

ConventionalJumboFHAVAUSDAConstructionRefinanceHELOC
3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation

★★★★☆
4.9/5

With a strong local presence on Martha's Vineyard, Fairway Independent Mortgage has become one of the top-rated mortgage lenders serving Oak Bluffs residents. Their local loan officers have extensive knowledge of the island's unique real estate market and specialize in financing vacation properties, waterfront homes, and investment properties common in the area. They offer competitive rates across a wide range of loan products and are known for their exceptional customer service and efficient closing processes. Their high rating reflects their dedication to making the mortgage experience smooth and transparent for Oak Bluffs homebuyers.

Experience:15 years
Reviews:94 customer reviews
40 Davey's Ln, Edgartown, MA 02539

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinanceInvestment Properties

Why Choose a Mortgage Lender in Oak Bluffs?

Local Market Knowledge

Lenders who understand Oak Bluffs's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Massachusetts.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Oak Bluffs and get competitive rates on your home loan.