Top 3 Mortgage Lenders in Oxford

Webster Five has been serving central Massachusetts communities for over 130 years and maintains a strong presence in the Oxford area. As a community-focused bank, they offer personalized mortgage services with local decision-making. Their mortgage specialists provide competitive rates on a wide range of loan products and are known for their exceptional customer service and deep understanding of the local real estate market. The bank consistently receives high marks for their responsive communication and smooth closing processes.

UniBank has deep roots in the Blackstone Valley region and serves Oxford residents with comprehensive mortgage solutions. Their experienced loan officers provide personalized guidance through the entire home financing process. The bank offers competitive rates and specializes in first-time homebuyer programs that are particularly beneficial for Oxford-area residents. Their local underwriting and decision-making process ensures faster closings and more flexible lending criteria than many national lenders.

As New England's largest credit union, DCU serves Oxford residents with highly competitive mortgage rates and exceptional member service. They offer a comprehensive range of mortgage products with particularly strong first-time homebuyer programs and low down payment options. DCU is known for their transparent pricing, minimal fees, and member-focused approach. Their digital mortgage application process is highly rated, and they maintain local loan officers who understand the central Massachusetts housing market dynamics.