Top 3 Mortgage Lenders in Woods Hole

Guaranteed Rate is one of the top-rated mortgage lenders serving the Woods Hole and Falmouth area with an exceptional 4.8 rating across hundreds of reviews. As a digital mortgage leader with strong local presence, they offer competitive rates and a streamlined online application process combined with personalized local service. Their Falmouth office provides dedicated expertise for Cape Cod properties, including the unique waterfront and vacation home markets common in Woods Hole. With 24 years of industry experience and comprehensive loan options, they're particularly strong for jumbo loans, refinancing, and serving both primary residence and investment property buyers in this coastal community.

Cape Cod 5 is the premier local financial institution serving Woods Hole and the entire Cape Cod region with deep community roots spanning over 160 years. With a 4.7 rating from nearly 400 reviews, they offer exceptional personalized service and deep understanding of the local real estate market. Their mortgage specialists have extensive experience with Cape Cod property types, including waterfront homes, vacation properties, and year-round residences. As a community bank, they provide competitive construction loans, HELOCs, and specialized mortgage products tailored to the unique needs of Woods Hole homeowners, backed by local decision-making and long-term relationships.

Digital Federal Credit Union serves the entire Massachusetts region including Woods Hole with highly competitive rates and member-focused service. With an excellent 4.6 rating and 315+ reviews, DCU offers particularly strong options for first-time homebuyers, VA loans, and borrowers seeking low down payment solutions. While headquartered in Framingham, they maintain strong presence throughout Massachusetts and provide dedicated mortgage specialists familiar with Cape Cod property markets. Their not-for-profit structure often results in lower fees and more favorable terms than traditional banks, making them an excellent choice for Woods Hole residents seeking value and personalized service from an established credit union with nearly 90 years of financial service experience.