Top 3 Mortgage Lenders in Acme

First State Bank Mortgage is a highly-rated regional lender with deep roots in Northern Michigan. With over 25 years serving the Acme and greater Traverse City area, they offer personalized service and local underwriting decisions. Their team, led by experienced loan officers like Doug Kosch, specializes in both purchase and refinance loans with competitive rates. They're particularly known for their construction and vacation home financing expertise, which is valuable in the Acme area near Grand Traverse Bay. Their local presence allows for quick turnaround times and personalized attention throughout the mortgage process.

As part of the regional banking network now operating under Truist, this established mortgage division has been serving the Acme and Traverse City region for decades. They offer a comprehensive range of mortgage products with particular strength in first-time homebuyer programs and government-backed loans. Their local loan officers understand the Northern Michigan market dynamics and provide competitive rates with the backing of a substantial financial institution. They're known for their educational approach, helping borrowers understand all available options.

Independent Bank has a strong presence throughout Michigan, including dedicated mortgage services for the Acme and Traverse City area. Their experienced loan officers specialize in both primary residence and vacation property financing, which is particularly relevant for the Acme market. They offer local decision-making and competitive construction loan programs, making them a popular choice for custom home builds in the region. Their digital mortgage application process combines modern convenience with personalized local service from professionals who understand the local real estate market.