Top 3 Mortgage Lenders in Cedar

Northpointe Bank is a highly-rated regional lender with strong presence throughout Michigan, including serving the Cedar area. They specialize in construction loans and offer competitive rates with personalized service. With over two decades of experience, they've built a reputation for efficient processing and excellent customer communication. Their construction lending expertise is particularly valuable in rural areas like Cedar where custom home building is common.

Dart Bank has been serving Michigan communities for generations and maintains a strong reputation for mortgage lending in rural and semi-rural areas like Cedar. They offer specialized lot loans and construction financing that are ideal for the Cedar market. Their local decision-making and community-focused approach make them a top choice for borrowers seeking personalized service from experienced mortgage professionals who understand northern Michigan real estate.

As the nation's largest mortgage lender with deep Michigan roots, Rocket Mortgage serves the entire state including Cedar with their digital-first platform and extensive loan options. They offer competitive rates, rapid processing times, and 24/7 accessibility. Their USDA loan expertise is particularly valuable for rural properties in the Cedar area. While based in Detroit, their statewide reach and technological advantages make them a strong option for borrowers in northern Michigan.