Top 3 Mortgage Lenders in Chatham

mBank has been serving the Upper Peninsula communities for over a century, making them one of the most established and trusted mortgage lenders in the Chatham area. As a community-focused bank with deep roots in Michigan's Upper Peninsula, they offer personalized service and local underwriting decisions. Their mortgage specialists understand the unique rural property needs of the region and provide competitive rates with various loan programs including USDA loans that are particularly relevant for Chatham's rural character. With multiple branches throughout the UP, they maintain strong local presence and community involvement.

Honor Credit Union has grown to become one of the largest credit unions serving Michigan's Upper Peninsula, with a strong presence in the central UP region that includes Chatham. They are particularly noted for their competitive rates and exceptional member service, offering a comprehensive range of mortgage products tailored to both urban and rural properties. Their mortgage team provides personalized guidance through the entire home buying process, with local decision-making and understanding of the unique Upper Peninsula real estate market. They frequently receive high marks for their transparent process and educational approach with first-time homebuyers.

Superior National Bank & Trust has been a cornerstone of Upper Peninsula banking for decades, with deep community ties and extensive experience in rural and recreational property lending that perfectly suits the Chatham area. They offer local underwriting and decision-making, which provides faster turnaround times and more personalized service than many larger institutions. Their mortgage specialists have particular expertise with the types of properties common in the central UP, including rural homes, land purchases, and vacation properties. The bank maintains a strong commitment to the communities they serve and is known for their flexible approach and competitive mortgage products.