Top 3 Mortgage Lenders in Chelsea

As Chelsea's hometown bank with over a century of service, Chelsea State Bank offers exceptional personalized mortgage services with deep community roots. They consistently receive top ratings for their local decision-making, competitive rates, and commitment to Chelsea residents. Their mortgage team provides comprehensive guidance through the entire home financing process with the advantage of local underwriting and processing.

University Bank serves the entire Washtenaw County area including Chelsea with outstanding mortgage services and competitive rates. They are particularly noted for their first-time homebuyer programs and community reinvestment initiatives. With strong local presence and decades of experience, they offer personalized service combined with the resources of a regional banking institution, making them a top choice for Chelsea homebuyers.

As Michigan's largest bank headquartered in Troy, Flagstar Bank has extensive experience serving communities throughout Michigan including Chelsea. They offer a comprehensive range of mortgage products with competitive rates and have numerous local branches throughout Washtenaw County. Flagstar is particularly strong in digital mortgage applications while maintaining local support, making them a popular choice for both first-time and experienced homebuyers in the Chelsea area.