Top 3 Mortgage Lenders in Garden City

As the nation's largest mortgage lender and headquartered in Detroit, Rocket Mortgage provides exceptional service to Garden City residents with their fully digital mortgage process. They offer competitive rates, rapid approval times, and a wide variety of loan products. Their 24/7 availability and streamlined online application make them a top choice for borrowers seeking convenience without sacrificing service quality. Their strong local presence in Southeast Michigan ensures understanding of the local market.

Flagstar Bank is one of Michigan's largest banks and a major mortgage lender with deep roots in the state. They have multiple branches throughout Metro Detroit and specialize in both purchase and refinance mortgages. Their local loan officers understand the Garden City housing market specifically, and they offer competitive jumbo loan options along with government-backed programs. Their combination of digital tools and local expertise makes them a strong regional choice.

First Horizon (formerly First Tennessee Bank) maintains a strong presence in Southeast Michigan with local mortgage experts who serve the Garden City area. They offer personalized service with local decision-making and competitive rates. Their long history in banking provides stability and trustworthiness, while their construction and lot loan expertise is particularly valuable in developing areas. They combine the resources of a larger bank with the personal attention of a local lender.