Top 3 Mortgage Lenders in Hart

West Shore Bank is Hart's premier local community bank with deep roots in Oceana County. As a hometown financial institution operating for over 120 years, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates and specializes in first-time homebuyer programs, construction loans, and government-backed loans. Customers consistently praise their responsive service, local expertise, and commitment to the Hart community. Their physical presence in Hart ensures convenient in-person service and deep understanding of local real estate markets.

Consumers Credit Union serves the entire West Michigan region including Hart and Oceana County. With multiple branches throughout West Michigan, they offer comprehensive mortgage solutions with competitive member rates. Their mortgage specialists provide personalized guidance through the entire home buying process, including specialized first-time homebuyer education and various loan programs. Members consistently rate them highly for their transparent process, knowledgeable staff, and commitment to community development throughout the lakeshore region.

Huntington Bank maintains a strong presence throughout West Michigan with multiple branches serving the Hart area. They offer a wide range of mortgage products including their popular Affordable Loan Program with low down payment options. Their digital mortgage application process combined with local branch support provides both convenience and personal service. Huntington receives high marks for their competitive rates, efficient closing processes, and extensive mortgage expertise. They have particular strength in serving both urban and rural communities throughout Michigan.