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Home/Michigan/Houghton
Houghton, MI

Top 3 Mortgage Lenders in Houghton

Compare verified mortgage lenders serving Houghton, Michigan. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
232+
Reviews
10
Loan Types

Available Loan Programs in Houghton

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Lot Loans
ARM

Featured Mortgage Lenders

1

Michigan Tech Employees Credit Union Mortgage Department

Michigan Tech Employees Credit Union

★★★★☆
4.8/5

As the premier local financial institution in Houghton, Michigan Tech Employees Credit Union has served the community for over eight decades with exceptional mortgage services. They consistently earn top ratings for their personalized service, competitive rates, and deep understanding of the local Houghton real estate market. Their mortgage specialists provide comprehensive guidance through the entire home financing process, offering specialized programs for first-time homebuyers and construction loans tailored to the unique Upper Peninsula housing needs.

Experience:85 years
Reviews:125 customer reviews
1200 Townsend Drive, Houghton, MI 49931

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

mBank Mortgage Division

mBank

★★★★☆
4.6/5

mBank has been a trusted mortgage lender in Michigan's Upper Peninsula for over a century, with a strong physical presence in Houghton. They offer competitive mortgage rates and a wide variety of loan products specifically designed for the regional market. Their local loan officers provide personalized service with quick decision-making and deep knowledge of Upper Peninsula property values. mBank is particularly noted for their construction and land loan expertise, which is valuable in the Houghton area's developing real estate market.

Experience:138 years
Reviews:89 customer reviews
500 Sheldon Avenue, Houghton, MI 49931

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance
3

Rocket Mortgage

Rocket Mortgage by Quicken Loans

★★★★☆
4.7/5

While not locally based in Houghton, Rocket Mortgage serves the entire state of Michigan with exceptional digital mortgage services and consistently ranks among the nation's top mortgage lenders. They offer highly competitive rates, a streamlined online application process, and dedicated mortgage specialists familiar with Michigan's housing markets. Their extensive experience with Upper Peninsula properties and efficient processing make them a popular choice for Houghton residents seeking convenience without sacrificing service quality. They provide multiple mortgage options with transparent pricing and excellent customer support.

Experience:37 years
Reviews:18 customer reviews
Servicing Houghton, MI remotely from multiple locations

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceARMConstruction

Why Choose a Mortgage Lender in Houghton?

Local Market Knowledge

Lenders who understand Houghton's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Michigan.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Houghton and get competitive rates on your home loan.