Top 3 Mortgage Lenders in Ithaca

MidMichigan Credit Union stands out as a top-rated mortgage lender serving the Ithaca area with deep community roots and exceptional member service. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized mortgage solutions. Their mortgage team provides local underwriting and decision-making, ensuring faster closings and personalized attention. With multiple branches throughout mid-Michigan, they understand the local housing market and offer specialized programs for first-time homebuyers. Their 4.8-star rating reflects consistently excellent customer experiences and their commitment to helping members achieve homeownership through flexible lending options and financial guidance.

Chemical Bank, now part of Huntington Bank, maintains a strong presence in the Ithaca area with deep community banking roots and extensive mortgage expertise. They offer a comprehensive range of mortgage products with competitive rates and local processing. Their mortgage specialists provide personalized service and guidance throughout the entire home buying process. With multiple branches throughout mid-Michigan, they have strong knowledge of local property values and market conditions. The bank's long history and 4.7-star rating demonstrate reliable service and commitment to customer satisfaction, offering specialized programs including low down payment options and first-time homebuyer assistance.

Independent Bank has been serving mid-Michigan communities including Ithaca for over 150 years, offering reliable mortgage services with local decision-making. Their mortgage team provides personalized attention and competitive rates, with expertise in both purchase and refinance transactions. They offer specialized construction lending and lot loans, which are particularly valuable in rural areas like Ithaca. With a strong digital mortgage platform combined with local branch support, they provide convenience without sacrificing personal service. Their 4.6-star rating reflects consistent customer satisfaction and their commitment to making the mortgage process smooth and understandable for borrowers throughout the region.