Top 3 Mortgage Lenders in Lake City

As the primary local banking presence in Lake City, this established branch has served the community for decades with personalized mortgage services. Now operating as Huntington Bank Mortgage, they maintain strong local relationships while offering the resources of a major regional bank. Their team provides comprehensive mortgage solutions with competitive rates, particularly strong in first-time homebuyer programs and construction loans tailored to Northern Michigan's housing market.

Serving all of Northern Michigan including Lake City, LMCU is one of Michigan's largest and highest-rated credit unions with exceptional mortgage services. They're particularly noted for their competitive rates, low fees, and outstanding member service. Their mortgage team specializes in helping buyers throughout Missaukee County with personalized guidance through the entire home buying process, offering exclusive first-time homebuyer programs and flexible qualification standards.

As one of the nation's largest wholesale mortgage lenders headquartered in Michigan, UWM serves Lake City through their extensive network of mortgage brokers across Northern Michigan. They're renowned for their competitive pricing, fast closing times, and innovative technology platform that streamlines the mortgage process. Their "Game On" pricing program consistently offers some of the most competitive rates available in Michigan, making them a top choice for cost-conscious homebuyers throughout the state.