Top 3 Mortgage Lenders in Lexington

Blue Water Credit Union's mortgage center is one of the most highly-rated lending institutions serving the Lexington area, with exceptional customer satisfaction ratings. As a community-focused credit union with deep roots in Michigan's Thumb region, they offer personalized service and competitive rates. Their mortgage specialists have extensive experience with rural and waterfront properties common in the Lexington area, and they're known for their responsive communication throughout the loan process. Members consistently praise their local decision-making and flexible lending options.

First State Bank has been serving St. Clair County communities for over a century and is a trusted mortgage lender for Lexington residents. Their local mortgage team provides in-person service with deep knowledge of the local real estate market. They excel at construction and lot loans, which are particularly valuable in the Lexington area where new construction and vacant land purchases are common. Customers consistently highlight their straightforward process, local underwriting, and the bank's commitment to the community through competitive rates and flexible terms.

Michigan Mutual is a well-established mortgage banker that serves the entire state of Michigan, including the Lexington area. They combine the resources of a large lender with personalized service through local loan officers who understand the unique aspects of Michigan's Thumb region. Their portfolio lending program allows for more flexible qualification standards, which benefits self-employed borrowers and those with unique financial situations. The company receives high marks for their efficient processing, competitive rates, and expertise with Michigan-specific property types including rural and seasonal homes.