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Home/Michigan/Otsego
Otsego, MI

Top 3 Mortgage Lenders in Otsego

Compare verified mortgage lenders serving Otsego, Michigan. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
935+
Reviews
10
Loan Types

Available Loan Programs in Otsego

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Investment Properties
Renovation

Featured Mortgage Lenders

1

Consumers Credit Union Mortgage Department

Consumers Credit Union

★★★★☆
4.8/5

Consumers Credit Union is one of Southwest Michigan's most trusted mortgage lenders with deep roots in the Otsego area. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage team specializes in first-time homebuyer programs and offers extensive educational resources. With multiple branches throughout the region including nearby Kalamazoo, they provide convenient local service combined with the strength of a established credit union serving Michigan communities for over 70 years.

Experience:70 years
Reviews:450 customer reviews
2121 S. Burdick St., Kalamazoo, MI 49001

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Shoreline Financial Mortgage Team

Shoreline Financial

★★★★☆
4.9/5

Shoreline Financial has built an exceptional reputation throughout Southwest Michigan, including Otsego, for their expertise in navigating complex mortgage scenarios and providing outstanding customer service. As a local mortgage broker, they offer access to multiple lenders and competitive loan products. Their team is particularly noted for their responsiveness and ability to close loans efficiently. With extensive experience serving the Kalamazoo County area, they understand the local Otsego market dynamics and provide personalized guidance throughout the entire mortgage process.

Experience:20 years
Reviews:185 customer reviews
5225 Portage Road, Portage, MI 49002

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceInvestment Properties
3

Guild Mortgage - Kalamazoo Branch

Guild Mortgage Company

★★★★☆
4.7/5

Guild Mortgage's Kalamazoo branch serves the Otsego community with the backing of a national lender that maintains strong local presence. They are particularly recognized for their expertise in government-backed loans (FHA/VA) and first-time homebuyer programs. Their local loan officers have extensive knowledge of the Otsego and Allegan County markets. Guild consistently receives high marks for their streamlined process, competitive rates, and commitment to helping borrowers find the right mortgage solution. Their long-standing presence in Michigan ensures stability and reliable service for Otsego homebuyers.

Experience:60+ years
Reviews:300 customer reviews
5629 Stadium Drive, Kalamazoo, MI 49009

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance

Why Choose a Mortgage Lender in Otsego?

Local Market Knowledge

Lenders who understand Otsego's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Michigan.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Otsego and get competitive rates on your home loan.