Top 3 Mortgage Lenders in Petoskey

Chemical Bank (now operating under TCF Bank) has been a cornerstone of Northern Michigan banking for over a century, with deep roots in the Petoskey community. Their mortgage team, led by experienced loan officers like Brian Kring, receives exceptional reviews for personalized service and local market expertise. They offer competitive rates on all major loan programs and are particularly praised for guiding first-time homebuyers through the process. Their long-standing presence in Emmet County ensures they understand the unique aspects of Northern Michigan real estate.

Honor Bank has been serving Northern Michigan communities since 1934 and maintains a strong mortgage presence in Petoskey. They consistently receive high marks for their local decision-making process and community-focused approach. Their mortgage team specializes in Northern Michigan properties, including waterfront homes and rural properties, with expertise in construction and lot loans. Customers frequently mention their responsive communication and ability to close loans efficiently, making them a top choice for both purchase and refinance transactions in the Petoskey area.

Members Credit Union has been serving Emmet County residents since 1949 and offers highly competitive mortgage rates to their members. They receive excellent reviews for their member-focused approach and educational resources for first-time homebuyers. Their local underwriting team understands the Northern Michigan market, and they offer special first-time homebuyer programs with low down payment options. Members appreciate the personalized service and competitive rates, often noting that the credit union goes above and beyond to help borrowers achieve their homeownership goals in the Petoskey area.