Top 3 Mortgage Lenders in Quincy

As the premier community bank serving Hillsdale County and surrounding areas including Quincy, HCNB has built an exceptional reputation over 140 years of continuous service. Their mortgage department offers personalized local underwriting and decision-making, with loan officers who live and work in the community. They consistently receive outstanding reviews for their competitive rates, transparent process, and exceptional customer service. As a locally-owned institution, they understand the unique needs of rural Michigan homebuyers and offer specialized construction and USDA rural development loans perfect for the Quincy area.

Union Home Mortgage has a strong local presence in Hillsdale with a dedicated branch that actively serves the Quincy community. With over three decades of experience, they've earned numerous industry awards and maintain exceptional customer satisfaction ratings. Their local loan officers provide personalized service with the backing of a national lender's resources and competitive pricing. Specializing in first-time homebuyer programs and government loans, they're particularly well-suited for Quincy residents seeking FHA and USDA financing options in this rural market.

As one of Michigan's largest mortgage lenders with deep roots across the state, Flagstar Bank has extensive experience serving rural communities like Quincy. They offer a comprehensive range of mortgage products with particularly strong construction and renovation lending programs. With multiple physical branches within reasonable driving distance and a robust digital mortgage platform, they provide both convenience and local expertise. Their long-standing reputation, competitive rates, and extensive experience with Michigan property types make them an excellent choice for Quincy area borrowers seeking reliable mortgage services from an established institution.