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Ruth, MI

Top 3 Mortgage Lenders in Ruth

Compare verified mortgage lenders serving Ruth, Michigan. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
360+
Reviews
8
Loan Types

Available Loan Programs in Ruth

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer

Featured Mortgage Lenders

1

Michigan Schools and Government Credit Union

Michigan Schools and Government Credit Union

★★★★☆
4.8/5

Michigan Schools and Government Credit Union is one of the most highly-rated mortgage lenders serving the Thumb region, including Ruth, Michigan. With over six decades of service, MSGCU has built an exceptional reputation for personalized mortgage solutions and competitive rates. They offer a comprehensive range of loan products with local underwriting and decision-making, ensuring Ruth residents receive attentive service from mortgage specialists who understand the local real estate market. Their high customer satisfaction ratings reflect their commitment to making the mortgage process smooth and transparent.

Experience:68 years
Reviews:150 customer reviews
2000 Holland Avenue, Port Huron, MI 48060

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

The State Bank

The State Bank

★★★★☆
4.7/5

The State Bank has been serving Michigan communities for over 70 years and is particularly strong in the Thumb region, including Ruth. As a community-focused bank with deep local roots, they offer personalized mortgage services with local loan processing and underwriting. Their mortgage team has extensive experience with rural properties and agricultural lending, making them an excellent choice for Ruth residents. Customers consistently praise their responsive service, competitive rates, and the bank's commitment to the communities they serve throughout Michigan's Thumb area.

Experience:70 years
Reviews:120 customer reviews
480 S. Main Street, Lapeer, MI 48446

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstructionRefinance
3

CrossCountry Mortgage

CrossCountry Mortgage, LLC

★★★★☆
4.6/5

CrossCountry Mortgage has established a strong presence in Michigan's Thumb region with a local Port Huron office that actively serves Ruth and surrounding communities. As a nationwide lender with local expertise, they offer the best of both worlds: competitive national rates combined with personalized local service. Their mortgage advisors have extensive experience with rural Michigan properties and offer a wide variety of loan programs. The company receives high marks for their responsive communication, streamlined application process, and ability to close loans quickly while maintaining excellent customer service standards.

Experience:18 years
Reviews:90 customer reviews
1711 Hancock Street, Port Huron, MI 48060

Loan Types:

ConventionalFHAVAUSDAJumboFirst-time HomebuyerRefinance

Why Choose a Mortgage Lender in Ruth?

Local Market Knowledge

Lenders who understand Ruth's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Michigan.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Ruth and get competitive rates on your home loan.