Top 3 Mortgage Lenders in Shelbyville

Lake Michigan Credit Union stands out as one of Michigan's most highly-rated mortgage lenders with exceptional customer satisfaction ratings. While headquartered in Grand Rapids, LMCU serves members throughout Michigan including the Shelbyville area with their comprehensive mortgage services. They're particularly praised for their competitive rates, personalized service from local mortgage experts like Tim Vink, and their wide range of loan products. With over 90 years of financial service experience, LMCU combines the stability of an established institution with modern digital mortgage tools and local decision-making. Their mortgage team receives consistent praise for transparent communication and smooth closing processes.

Independent Bank has deep roots in West Michigan and serves the Shelbyville area through their nearby Hastings branch. As a regional community bank with over 150 years of service, they offer the personalized attention of a local lender with the resources of an established financial institution. Their mortgage team, including experienced professionals like Mike Kooi, receives high marks for their knowledge of local market conditions and ability to guide borrowers through the entire mortgage process. Independent Bank is particularly noted for their construction lending expertise and flexible underwriting, making them an excellent choice for rural properties and custom home builds common in the Shelbyville area.

Union Home Mortgage operates a strong regional office in Kalamazoo that actively serves the Shelbyville community with exceptional mortgage services. This lender consistently earns top ratings for their customer-centric approach and extensive loan program options. Jeff Smith and his team are recognized for their expertise in rural and suburban Michigan properties, offering specialized knowledge of USDA loans which are particularly relevant for Shelbyville area homebuyers. With over 50 years in the mortgage business, Union Home Mortgage combines institutional knowledge with innovative technology, providing a seamless digital mortgage experience while maintaining personal relationships. Their local processing and underwriting capabilities ensure efficient closings and responsive service.