Top 3 Mortgage Lenders in Smiths Creek

Community Choice Credit Union stands out as one of Michigan's most trusted mortgage lenders with over 85 years of service. While headquartered in Wyandotte, they serve members throughout Michigan including Smiths Creek and the Blue Water Area. They consistently earn exceptional ratings for their personalized service, competitive rates, and extensive mortgage expertise. As a not-for-profit credit union, they often offer lower fees and better terms than traditional banks, with mortgage specialists who provide one-on-one guidance through the entire home financing process.

Serving St. Clair County residents for over six decades, this local credit union has deep roots in the Smiths Creek community. They're particularly praised for their educational approach to mortgage lending, taking time to explain options and ensure borrowers understand their commitments. Their local underwriting team allows for faster decisions and personalized service. Members consistently highlight the credit union's competitive rates, low closing costs, and exceptional customer service throughout the mortgage process.

As a community bank headquartered just minutes from Smiths Creek in Algonac, Paramount Bank offers the perfect combination of local decision-making and comprehensive mortgage services. Their mortgage team has extensive experience serving the St. Clair County area, with deep knowledge of local property values and market conditions. They're particularly noted for their construction lending expertise and flexible underwriting. Customers consistently praise their responsive service, local processing, and the ability to close loans quickly with competitive terms.