Top 3 Mortgage Lenders in Tower

CrossCountry Mortgage is a highly-rated national lender with a strong local presence in northern Michigan. Their Petoskey branch serves the Tower area with comprehensive mortgage solutions and personalized service. They are particularly noted for their competitive rates on conventional and government-backed loans, with specialized programs for first-time homebuyers. The company maintains an excellent reputation for responsive communication and smooth closing processes throughout the Cheboygan County region.

ELGA Credit Union serves members across Michigan including the Tower area, offering competitive mortgage rates and personalized service. As a member-owned financial institution, they prioritize customer satisfaction over profits, resulting in exceptional service experiences. Their mortgage team provides comprehensive guidance through the entire home buying process, with particular strength in first-time homebuyer programs and construction loans. They have built a strong reputation for transparency and competitive pricing throughout their service area.

Independent Bank has deep roots in northern Michigan with multiple branches serving the Tower area. Their Cheboygan location provides convenient local access for mortgage services with the stability of a long-established community bank. They offer a full range of mortgage products with particular expertise in rural property financing and construction loans suitable for the Tower region. The bank is known for its local decision-making authority, competitive rates, and commitment to the communities they serve throughout northern Michigan.