Top 3 Mortgage Lenders in Troy

As one of the nation's largest mortgage lenders headquartered right in Metro Detroit, Rocket Mortgage brings exceptional convenience and digital-first service to Troy homebuyers. Their fully online application process, competitive rates, and extensive loan options make them a top choice for Michigan residents. With decades of experience and strong local presence, they offer quick pre-approvals and streamlined closing processes that appeal to both first-time and experienced homebuyers throughout Oakland County.

Lake Trust Credit Union has deep roots in Michigan and maintains a strong presence throughout Oakland County, including Troy. As a member-owned financial cooperative, they offer highly competitive rates and personalized service that often surpasses traditional banks. Their mortgage specialists provide comprehensive guidance through the entire homebuying process, with particular expertise in first-time homebuyer programs and construction loans. Members consistently praise their responsive service and local decision-making authority.

AmeriFirst Home Mortgage has earned exceptional ratings across Michigan for their personalized service and mortgage expertise. While headquartered in Grand Rapids, they actively serve homebuyers throughout Southeast Michigan including Troy. Their loan officers are praised for their attention to detail, clear communication, and ability to navigate complex financing situations. The company specializes in finding creative solutions for unique borrower circumstances while maintaining competitive rates and transparent fee structures.