Top 3 Mortgage Lenders in Blooming Prairie

CrossCountry Mortgage's Owatonna branch, led by Scott Struck, is highly regarded throughout Southern Minnesota including Blooming Prairie. With exceptional 4.9-star ratings across multiple platforms, this branch specializes in personalized mortgage solutions for rural communities. They offer extensive experience with USDA loans particularly relevant for Blooming Prairie homebuyers, along with competitive conventional and government-backed loan options. Their local presence in nearby Owatonna ensures personalized service and deep understanding of the local real estate market.

Riverland Bank has been serving Southern Minnesota communities including Blooming Prairie for over two decades with deep roots in agricultural and rural lending. Their 4.8-star rating reflects exceptional customer satisfaction and local expertise. As a community bank, they understand the unique needs of Blooming Prairie residents and offer specialized loan programs for rural properties, agricultural needs, and construction lending. Their local decision-making process and personalized service make them a top choice for Steele County homebuyers.

Affinity Plus Federal Credit Union, while based in St. Paul, has strong presence throughout Southern Minnesota including service to Blooming Prairie residents. With an 85-year history and 4.7-star rating, they offer competitive mortgage rates and exceptional member service. Their not-for-profit structure often results in lower fees and better terms for borrowers. They have particular expertise with first-time homebuyer programs and offer comprehensive mortgage counseling. The Rochester branch provides convenient access for Steele County residents while maintaining the benefits of a large, stable financial institution.