Top 3 Mortgage Lenders in Caledonia

Riverland Bank is a highly-rated local community bank deeply embedded in Caledonia and surrounding communities. With over two decades of serving southeastern Minnesota, they offer personalized mortgage services with local decision-making and competitive rates. Their mortgage team has extensive experience with agricultural and rural property financing, making them particularly well-suited for the Caledonia area. Customers consistently praise their responsive service, transparent process, and commitment to the local community.

Citizens State Bank serves the tri-state area including Caledonia, Minnesota, bringing over two decades of mortgage lending expertise to the region. They are particularly noted for their competitive first-time homebuyer programs and flexible underwriting. The bank maintains strong relationships with local real estate professionals and offers quick turnaround times. Their mortgage specialists receive consistent praise for guiding borrowers through the entire process and finding creative solutions for unique financial situations.

Sterling State Bank has built a strong reputation throughout southeastern Minnesota, including reliable service to Caledonia residents. They specialize in both primary residence and recreational property financing, with particular expertise in rural and semi-rural properties common in the Caledonia area. Their mortgage team is known for providing educational guidance to borrowers and maintaining excellent communication throughout the loan process. They offer competitive construction and land loan programs that are well-suited to the local market.