Top 3 Mortgage Lenders in Clearwater

Affinity Plus Federal Credit Union stands out as one of Minnesota's most trusted mortgage lenders with over 90 years of service. While headquartered in St. Paul, they serve the entire state including Clearwater through their extensive branch network and digital services. They consistently receive exceptional ratings for personalized service, competitive rates, and their member-first approach. Their mortgage specialists provide comprehensive guidance through the entire home buying process, offering specialized programs for first-time homebuyers and various loan options to meet different financial situations.

Bell Bank Mortgage has built an outstanding reputation across Minnesota with exceptional customer satisfaction ratings and decades of mortgage lending expertise. They serve Clearwater and surrounding communities with a focus on personalized service and competitive loan products. Known for their "Pay It Forward" philosophy and community involvement, Bell Bank offers a full range of mortgage options with local decision-making and dedicated loan officers who provide hands-on guidance throughout the entire mortgage process.

CrossCountry Mortgage has established a strong presence in the Minnesota market with local offices serving the Clearwater area. They combine national lending power with local expertise, offering a comprehensive suite of mortgage products and highly competitive rates. Their team of experienced loan officers provides personalized service and guidance, particularly valued for their responsiveness and ability to handle complex lending scenarios. They receive consistently high marks for their streamlined application process and commitment to closing loans on time.