Top 3 Mortgage Lenders in Cottonwood

Bremer Bank is one of the most established and highly-rated regional financial institutions serving Cottonwood and surrounding Lyon County areas. With their Marshall location just 15 miles from Cottonwood, they offer comprehensive mortgage services with deep local market knowledge. They consistently receive excellent reviews for personalized service, competitive rates, and their commitment to rural communities. Their mortgage specialists have extensive experience with agricultural and rural property financing, making them particularly well-suited for Cottonwood residents.

United Farmers Cooperative offers specialized mortgage lending services through their financial division, with strong expertise in rural and agricultural property financing that perfectly serves Cottonwood's community needs. They have deep roots in southwestern Minnesota and understand the unique financial requirements of rural homeowners. Their mortgage team receives outstanding reviews for their knowledge of USDA Rural Development programs and their ability to structure loans for properties with acreage or agricultural components.

Rulette Mortgage is a highly specialized mortgage brokerage serving Cottonwood and the broader Lyon County region with exceptional customer satisfaction ratings. They are locally owned and operated, providing personalized mortgage solutions with access to multiple lenders for competitive rate shopping. Their team receives consistent 5-star reviews for their responsiveness, transparency throughout the loan process, and expertise in navigating rural property financing. They have particular strength in first-time homebuyer programs and USDA rural housing loans.