Top 3 Mortgage Lenders in Elrosa

Stearns Bank is a highly-rated regional bank with deep roots in central Minnesota, serving rural communities like Elrosa for over a century. They offer specialized agricultural and rural property lending expertise that's particularly valuable for the Elrosa area. With consistently high customer satisfaction ratings and local decision-making, they provide personalized service with competitive rates. Their USDA rural development loan programs are especially relevant for Elrosa residents, and they have a reputation for working closely with first-time homebuyers and agricultural property owners throughout Stearns County.

Affinity Plus Federal Credit Union is one of Minnesota's most respected financial institutions with a strong presence throughout central Minnesota, including service to Elrosa residents. They consistently receive top ratings for customer service and mortgage lending satisfaction. As a member-owned cooperative, they offer competitive rates and personalized guidance through the entire mortgage process. Their digital mortgage application process is highly rated, and they have local branches throughout the region for in-person service. They specialize in first-time homebuyer programs and offer exclusive member benefits.

With deep roots in Minnesota's rural communities, Old National Bank (which acquired KleinBank) has been serving central Minnesota families and businesses for generations. They maintain strong local presence with expertise in agricultural and rural property lending that's ideal for the Elrosa area. Their mortgage team understands the unique needs of rural Minnesota homebuyers and offers competitive rates with local underwriting decisions. They receive excellent ratings for their personalized service and community involvement throughout Stearns and surrounding counties, making them a trusted choice for Elrosa residents seeking mortgage financing.