Top 3 Mortgage Lenders in Emily

Affinity Plus Federal Credit Union is one of Minnesota's most trusted mortgage lenders with a strong presence in the Brainerd Lakes area serving Emily residents. They consistently earn exceptional ratings for their personalized service, competitive rates, and deep understanding of rural Minnesota property financing. As a member-owned cooperative, they prioritize customer satisfaction over profits, offering comprehensive mortgage solutions with local underwriting decisions. Their experienced loan officers specialize in lake property, rural homes, and vacation property financing common in the Emily area.

Bell Bank Mortgage has built an outstanding reputation throughout Minnesota for exceptional customer service and competitive mortgage products. Their Baxter location serves the entire Brainerd Lakes region including Emily, with loan officers who understand the unique aspects of financing properties in this recreational area. Known for their "Pay It Forward" philosophy and local decision-making, they consistently receive top marks for communication, transparency, and closing efficiency. They offer special programs for first-time homebuyers and competitive construction loans for custom homes.

CrossCountry Mortgage's Brainerd office provides expert mortgage services to Emily and the surrounding lakes area with a strong focus on customer satisfaction and competitive rates. As a nationwide lender with local expertise, they offer a wide range of loan products and particularly excel at handling unique property types common in the Emily region, including lake homes and rural properties. Their experienced loan team provides personalized guidance through the entire mortgage process, with many customers praising their responsiveness and ability to handle complex financing situations effectively.