Top 3 Mortgage Lenders in Frost

First National Bank of Fairmont is a highly-rated community bank with deep roots in southern Minnesota, serving the Frost area with personalized mortgage solutions. With over 135 years of operation, they offer exceptional local service and competitive rates. Their mortgage team, led by experienced lenders like Scott Jensen, provides comprehensive guidance through the entire home financing process. The bank specializes in first-time homebuyer programs, agricultural property loans, and construction financing, making them particularly well-suited for rural communities like Frost. Their local underwriting and decision-making process ensures faster closings and personalized attention.

United Prairie Bank has been serving southern Minnesota communities including Frost for over 85 years, building a strong reputation for reliable mortgage lending. They offer competitive rates and flexible terms with a focus on agricultural and rural property financing. Their experienced loan officers understand the unique needs of small town and rural homebuyers in Martin County. The bank provides local decision-making and personalized service, with expertise in USDA rural development loans that are particularly beneficial for Frost area residents. Their commitment to community banking ensures responsive service and long-term relationships.

Premier Bank serves the Frost community through their Blue Earth location, offering comprehensive mortgage services with a community-focused approach. With over 135 years of operation, they have established strong relationships throughout southern Minnesota. Their mortgage team provides expert guidance on various loan programs, including specialized options for rural properties and agricultural land. The bank is known for competitive rates, transparent processes, and exceptional customer service. They excel at helping buyers navigate the unique aspects of rural property financing and offer local underwriting decisions for faster processing times.