Top 3 Mortgage Lenders in Holdingford

Stearns Bank is a highly-rated regional bank headquartered just 20 miles from Holdingford in St. Cloud, making them an excellent local option. With over a century of service to central Minnesota communities, they offer deep local market knowledge and personalized mortgage services. Their strong 4.7 rating reflects exceptional customer satisfaction, and they provide a comprehensive range of loan products including specialized rural lending options perfect for the Holdingford area. As a community-focused institution, they're known for competitive rates and building long-term relationships with borrowers throughout Stearns County.

The Mortgage Company is one of Minnesota's highest-rated mortgage lenders with a stellar 4.8 rating across hundreds of reviews. While based in the Twin Cities metro, they serve clients statewide including the Holdingford area, offering exceptional expertise in Minnesota's unique housing markets. They specialize in first-time homebuyer programs and government-backed loans, with particular strength in USDA rural development loans that are ideal for the Holdingford region. Their team of experienced loan officers provides personalized service and competitive rates, making them a top choice for borrowers seeking professional guidance throughout the mortgage process.

CrossCountry Mortgage maintains a strong local presence in St. Cloud with dedicated loan officers serving the Holdingford community. With an impressive 4.6 rating and nearly two decades of experience, they combine national lending power with local expertise. They offer a wide array of loan programs including specialized options for rural properties common in the Holdingford area. Their St. Cloud branch provides convenient in-person service while offering the resources of a national lender. Customers consistently praise their responsive communication, smooth closing processes, and ability to find creative solutions for unique borrowing situations.