Top 3 Mortgage Lenders in Homer

Security Bank & Trust Co. is a highly-rated community bank serving southern Minnesota with exceptional mortgage services. With over 25 years of experience, they offer personalized service and competitive rates for Homer area residents. Their local expertise and community-focused approach make them a top choice for home financing in the region. They provide comprehensive mortgage solutions with local underwriting and decision-making, ensuring a smooth process for first-time homebuyers and experienced homeowners alike.

Altra Federal Credit Union serves the Homer community through their Rochester branches and has built an outstanding reputation for mortgage lending. As a member-owned financial cooperative, they offer competitive rates and personalized service. Their mortgage team specializes in guiding borrowers through the entire home financing process, with particular expertise in first-time homebuyer programs and government-backed loans. With multiple locations throughout southern Minnesota, they provide convenient access and local decision-making.

CrossCountry Mortgage has established a strong presence in southern Minnesota with their Rochester office serving the Homer area. They combine national lending power with local expertise, offering a wide range of mortgage products and competitive rates. Their experienced loan officers provide personalized service and guidance throughout the mortgage process, with particular strength in conventional and government-backed loans. The company has earned excellent reviews for their responsive service and ability to close loans efficiently.