Top 3 Mortgage Lenders in Hovland

As one of the nation's largest mortgage lenders with a physical branch in nearby Grand Marais (approximately 30 miles from Hovland), Wells Fargo offers comprehensive mortgage services to Cook County residents. They provide personalized service for rural properties common in the Hovland area, including vacation homes and primary residences. Their local mortgage consultants understand the unique North Shore market and offer competitive rates with various loan programs suitable for the region's diverse housing needs.

While based in St. Paul, Affinity Plus serves members throughout Minnesota, including the Hovland area through their digital mortgage platform and statewide network. They are particularly strong with USDA rural development loans, which are highly relevant for Hovland properties. Members consistently praise their competitive rates, personalized service, and expertise with Minnesota's unique housing markets. Their mortgage specialists have extensive experience with North Shore properties and vacation homes.

Bell Bank has built an outstanding reputation across Minnesota and neighboring states for exceptional mortgage service. They consistently receive top ratings for customer satisfaction and offer highly competitive rates. While they don't have a physical branch in Hovland, their mortgage team serves the entire North Shore region remotely with expertise in rural and recreational properties. Their "Pay It Forward" philosophy and community focus make them particularly well-suited for serving smaller communities like Hovland.