Top 3 Mortgage Lenders in International Falls

As the primary local bank serving International Falls for over a century, Koochiching County State Bank offers deeply personalized mortgage services with exceptional local market knowledge. Their mortgage team provides competitive rates and flexible terms with the advantage of face-to-face service and long-standing community relationships. They specialize in helping both first-time homebuyers and experienced property owners navigate the unique real estate landscape of northern Minnesota border communities.

Range Mortgage has been serving northern Minnesota communities including International Falls for over two decades, earning exceptional ratings for their expertise in rural and border community financing. They offer specialized knowledge of USDA rural development loans and unique border property considerations. Their team provides personalized service with deep understanding of the Iron Range and northern Minnesota real estate markets, making them a top choice for competitive rates and expert guidance.

US Federal Credit Union serves members throughout northern Minnesota including International Falls, offering competitive mortgage rates and member-focused service. As a not-for-profit financial cooperative, they provide personalized mortgage solutions with lower fees and more flexible underwriting than many traditional banks. Their mortgage specialists have extensive experience with northern Minnesota property types and can assist with everything from first-time homebuyer programs to construction loans and refinancing options.