Top 3 Mortgage Lenders in Kandiyohi

Affinity Plus Federal Credit Union stands out as one of Minnesota's most trusted mortgage lenders with an exceptional 4.8 rating. While headquartered in St. Paul, they serve members throughout Minnesota, including Kandiyohi County, with a strong commitment to community banking values. Their 90+ years of experience and not-for-profit structure often translates to highly competitive rates and lower fees. They offer comprehensive mortgage solutions including specialized first-time homebuyer programs and have built a reputation for personalized service and local decision-making.

Located in nearby Willmar (just minutes from Kandiyohi), The Mortgage Company has earned an outstanding 4.9 rating through three decades of serving West Central Minnesota. As a local mortgage broker with deep roots in the Kandiyohi County area, they provide exceptional personalized service and access to multiple lenders for competitive rate shopping. Their team specializes in rural and agricultural property financing, making them particularly well-suited for the Kandiyohi region. Customers consistently praise their responsiveness, local expertise, and ability to handle complex financing situations.

Guild Mortgage maintains a strong presence in Central Minnesota with a local St. Cloud office that actively serves Kandiyohi County. With a 4.7 rating and over 60 years in business, this national lender combines the stability of a large institution with local expertise. They offer an exceptionally wide range of loan products, including specialized renovation loans perfect for updating older properties common in the Kandiyohi area. Their digital mortgage process receives high marks for efficiency while maintaining personal service through local loan officers who understand Minnesota's unique housing market.