Top 3 Mortgage Lenders in Kelliher

First Union National Bank is a highly-rated community bank with deep roots in northern Minnesota, serving Kelliher and surrounding communities for over 25 years. They maintain a 4.8-star rating across multiple review platforms with particular praise for their personalized service and local decision-making. As a community bank, they understand the unique needs of rural Minnesota homebuyers and offer specialized USDA rural development loans perfect for the Kelliher area. Their mortgage team provides competitive rates and flexible terms with the advantage of local underwriting and quick turnaround times.

Alerus Financial maintains a strong presence in northern Minnesota with a dedicated mortgage division serving the Kelliher market. With a 4.7-star rating and over two decades of experience, they're particularly noted for their construction lending expertise and rural property financing. Customers consistently praise their responsive communication and ability to navigate complex rural property transactions. Their local Bemidji office provides convenient access for Kelliher residents while offering the resources of a regional financial institution with competitive mortgage products specifically designed for Minnesota's unique housing market.

Bell Bank Mortgage consistently ranks among the highest-rated mortgage lenders in northern Minnesota with an exceptional 4.9-star rating from hundreds of verified customers. While headquartered in Fargo, their Bemidji office actively serves the Kelliher community with specialized knowledge of rural property financing. They're particularly renowned for their "Peace of Mind" promise and exceptional customer service, with many reviews highlighting their ability to make the mortgage process straightforward and stress-free. Their extensive experience with USDA loans makes them an ideal choice for Kelliher area homebuyers seeking rural development financing options.