Top 3 Mortgage Lenders in Kent

Bell Bank Mortgage is consistently ranked among the top mortgage lenders in the Midwest region serving Minnesota communities including Kent. They have earned an exceptional reputation for personalized service, competitive rates, and local underwriting decisions. With deep roots in the Fargo-Moorhead area just across the border from Minnesota, they specialize in rural and small-town lending with expertise in USDA loans that are particularly relevant for Kent area borrowers. Their "Happy Mortgage" approach focuses on creating exceptional customer experiences with direct access to local decision-makers.

Gate City Bank has established itself as a premier mortgage lender serving the entire Red River Valley region including northwestern Minnesota towns like Kent. They are particularly strong in rural community lending with specialized programs for agricultural areas. Their local processing and underwriting teams understand the unique needs of smaller Minnesota communities, and they offer competitive rate specials for first-time homebuyers. With multiple "World's Best" awards for customer service, they provide a seamless mortgage experience with local accountability and quick turnaround times.

Guild Mortgage maintains a strong local presence in the Fargo-Moorhead market with dedicated loan officers serving Minnesota communities including Kent. As a nationwide lender with deep local expertise, they offer the best of both worlds - extensive loan product options combined with personalized local service. They excel in government-backed loans including VA and USDA programs that are popular in rural Minnesota. Their local team has decades of combined experience serving the unique real estate markets of northwestern Minnesota, with particular strength in helping buyers navigate rural property purchases and financing.