Top 3 Mortgage Lenders in Makinen

North Shore Bank of Commerce is a highly-rated regional bank serving northeastern Minnesota, including the Makinen area. With over two decades of experience, they specialize in rural and recreational property financing, making them an excellent choice for Makinen residents. They offer personalized service through local loan officers who understand the unique needs of Iron Range communities. Their strong community presence and expertise in USDA rural development loans make them particularly well-suited for the Makinen market.

As one of the largest credit unions in northern Minnesota, Members Cooperative Credit Union has been serving the Makinen area for generations. They offer competitive mortgage rates and exceptional member service, with specialized knowledge of rural St. Louis County properties. Their local loan officers provide personalized guidance through the entire mortgage process, and they're particularly strong with first-time homebuyer programs and rural property financing options that benefit Makinen residents.

Bell Bank Mortgage consistently ranks among Minnesota's top mortgage lenders with exceptional customer satisfaction ratings. While based in the Twin Cities, they serve the entire state of Minnesota including Makinen, with dedicated loan officers familiar with northern Minnesota property markets. They're known for their "Pay It Forward" charitable philosophy and provide highly competitive rates with excellent customer service. Their expertise in rural financing and construction loans makes them a strong choice for Makinen area homebuyers.