The Best Mortgage Lenders in Marietta, MN
Compare verified mortgage lenders serving Marietta, Minnesota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Marietta
Featured Mortgage Lenders
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a top-rated lender known for its exceptional customer service and competitive rates. With over 28 years in the industry, they have built a strong reputation in Minnesota for handling a wide range of loan types, including first-time homebuyer programs and refinancing. Their local presence in Maple Grove ensures personalized service for Marietta residents, and they are highly praised for their reliability and efficient loan processing.
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Movement Mortgage
Movement Mortgage
Movement Mortgage is a highly regarded lender with a strong focus on community engagement and customer satisfaction. Founded in 2008, they offer a variety of loan options and are known for their quick turnaround times and transparent processes. Serving the Marietta area from their Edina office, they have earned high marks for their responsive support and competitive rates, making them a popular choice for homebuyers in rural and suburban Minnesota.
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Guaranteed Rate
Guaranteed Rate
Guaranteed Rate is a leading national mortgage lender with a significant presence in Minnesota, offering innovative digital tools and a wide array of loan products. Established in 2000, they are celebrated for their competitive rates and efficient online application process. Their Minneapolis office serves Marietta and surrounding areas, providing reliable service and strong customer support, backed by numerous positive reviews for their professionalism and loan expertise.
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Frequently Asked Questions
Common questions about mortgage lending in Marietta, MN
What are the current average mortgage rates for homebuyers in Marietta, MN?
Mortgage rates in Marietta typically align with national averages but can vary based on local lenders like United Valley Bank or Bremer Bank. Currently, 30-year fixed rates hover around 6.5-7% for qualified buyers, though agricultural or rural properties may have different terms. It's best to compare offers from multiple local lenders as they may offer competitive rates for the Marietta market.
Are there any special mortgage programs for first-time homebuyers in Marietta?
Yes, Marietta homebuyers can access Minnesota Housing's First-Time Homebuyer Program, which offers competitive interest rates and down payment assistance. Additionally, USDA Rural Development loans are particularly relevant since Marietta qualifies as a rural area, offering 100% financing options. Local lenders are familiar with these programs and can help determine your eligibility.
How does Marietta's rural location affect mortgage lending options?
Marietta's rural designation opens up USDA loan opportunities that aren't available in urban areas, including zero-down-payment options. However, some national lenders may have stricter requirements for rural properties, making local community banks often more flexible with agricultural or unique property types common in the area.
What should I know about property taxes when getting a mortgage in Marietta?
Lac qui Parle County property taxes in Marietta are relatively moderate compared to urban Minnesota areas, typically ranging from 1.0-1.3% of assessed value. Your lender will factor these into your monthly escrow payments, and it's important to note that agricultural properties may have different tax classifications that affect your overall mortgage payment.
Are there local down payment assistance programs specific to Marietta homebuyers?
While Marietta itself doesn't offer city-specific programs, Lac qui Parle County participates in statewide initiatives like Start Up, which provides up to $15,000 in down payment assistance. Additionally, some local employers and agricultural cooperatives may offer housing assistance programs for employees moving to the area, which your mortgage lender can help you explore.
Why Choose a Mortgage Lender in Marietta?
Local Market Knowledge
Lenders who understand Marietta's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Minnesota.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Marietta and get competitive rates on your home loan.