Top 3 Mortgage Lenders in Medford

Affinity Plus Federal Credit Union stands out as one of southern Minnesota's most trusted mortgage lenders with nearly a century of service. While headquartered in St. Paul, they maintain a strong presence throughout southern Minnesota with multiple branches serving the Medford area. They consistently receive exceptional ratings for their personalized service, competitive rates, and comprehensive mortgage options. Their mortgage specialists provide local expertise with the backing of a substantial financial institution, offering everything from first-time homebuyer programs to jumbo loans and specialized VA lending. Members consistently praise their transparent process, knowledgeable loan officers, and commitment to finding the right mortgage solution for each borrower's unique situation.

With deep roots in southern Minnesota dating back to 1907 as KleinBank, Old National Bank brings over a century of community banking expertise to Medford area homebuyers. They maintain the local decision-making and personalized service that made KleinBank a regional favorite while offering the resources of a larger institution. Their mortgage team specializes in rural and small-town lending, understanding the unique needs of communities like Medford. Customers consistently rate them highly for their responsive communication, local underwriting, and competitive construction loan programs. Their long-standing presence in the region ensures they understand local market conditions and can provide tailored mortgage solutions.

CrossCountry Mortgage has built an exceptional reputation throughout southern Minnesota with local loan officers specifically serving the Medford area. They combine the efficiency of a national mortgage lender with personalized local service, offering some of the most competitive rates in the region. Their high rating reflects consistently excellent customer experiences, with particular praise for their streamlined digital process, responsive communication, and expertise in navigating complex loan scenarios. They offer an extensive range of mortgage products and have particular strength in first-time homebuyer programs and refinancing. Their local team understands the southern Minnesota housing market and provides dedicated support throughout the entire mortgage process.