Top 3 Mortgage Lenders in Merrifield

Bell Bank Mortgage is consistently rated as one of the top mortgage lenders in Minnesota with exceptional customer satisfaction. As part of Bell Bank, they bring over 25 years of mortgage expertise with deep roots in central Minnesota communities. They're known for competitive rates, personalized service, and local underwriting decisions. Their Brainerd location serves the Merrifield area extensively, offering a comprehensive range of loan products with particularly strong first-time homebuyer programs and construction lending expertise that's valuable in the lakes area.

AmeriFirst Home Mortgage has built an outstanding reputation in the Brainerd Lakes area serving communities like Merrifield for over two decades. They're particularly noted for their expertise in construction and renovation loans, which is highly relevant for the lake home market in central Minnesota. Customers consistently praise their responsive communication, transparent process, and ability to handle complex financing scenarios. Their local loan officers have extensive knowledge of the unique property types and market conditions in the Merrifield region.

Bremer Bank has been serving Minnesota communities since 1943 with a deeply established mortgage division that understands the unique needs of central Minnesota homeowners. Their Brainerd location provides comprehensive mortgage services to Merrifield residents with the advantage of local decision-making and community-focused lending. They excel at lot financing and construction loans for the lake country market, while offering competitive conventional and government loan programs. Their long-standing presence and commitment to Minnesota communities make them a trusted choice for area homebuyers.