SSL Secured
Privacy Protected
Licensed & Regulated
MortgageLenderNearMe
Verified Platform
Home/Minnesota/Monticello
Monticello, MN

Top 3 Mortgage Lenders in Monticello

Compare verified mortgage lenders serving Monticello, Minnesota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
1150+
Reviews
11
Loan Types

Available Loan Programs in Monticello

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Investment Property
HELOC
First-time Homebuyer Programs

Featured Mortgage Lenders

1

Affinity Plus Federal Credit Union

Affinity Plus Federal Credit Union

★★★★☆
4.8/5

Affinity Plus Federal Credit Union stands out as one of Minnesota's most trusted mortgage lenders with exceptional customer satisfaction ratings. While headquartered in St. Paul, they serve members throughout Minnesota including Monticello residents. Their mortgage advisors provide personalized service with competitive rates and a comprehensive range of loan products. The credit union consistently receives top marks for their transparent process, local decision-making, and commitment to member education. With over 90 years of Minnesota banking experience, they offer the stability and community focus that homebuyers in the Monticello area appreciate.

Experience:90+ years
Reviews:450 customer reviews
175 W Lafayette Frontage Rd, St. Paul, MN 55107

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Bridgewater Bank

Bridgewater Bank

★★★★☆
4.7/5

Bridgewater Bank has built an outstanding reputation across the Twin Cities metro area including Monticello for their exceptional mortgage services and competitive lending terms. As a Minnesota-based community bank, they combine local decision-making with sophisticated lending expertise. Their mortgage team excels at complex loan scenarios including construction lending and jumbo mortgages while maintaining personalized service. Customers consistently praise their responsive communication, streamlined application process, and ability to close loans efficiently. Bridgewater's strong capital position allows them to offer competitive rates while maintaining high service standards.

Experience:20+ years
Reviews:300 customer reviews
4450 Excelsior Blvd, Minneapolis, MN 55416

Loan Types:

ConventionalConstructionJumboInvestment PropertyRefinanceHELOC
3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation - Twin Cities

★★★★☆
4.9/5

Fairway Independent Mortgage Corporation's Twin Cities branch serves Monticello with exceptional mortgage services and consistently receives top customer satisfaction ratings. As one of the largest mortgage lenders nationwide with strong local presence, they offer competitive rates coupled with personalized service from local loan officers who understand the Monticello market. Their extensive product portfolio includes specialized programs for first-time homebuyers and unique financing solutions. Customers highlight their efficient processing, transparent communication, and ability to meet tight closing deadlines. The company's strong track record and commitment to community involvement make them a trusted choice for Monticello area homebuyers.

Experience:15+ years
Reviews:400 customer reviews
1270 Eagan Industrial Rd, Eagan, MN 55121

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer Programs

Why Choose a Mortgage Lender in Monticello?

Local Market Knowledge

Lenders who understand Monticello's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Minnesota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Monticello and get competitive rates on your home loan.