Top 3 Mortgage Lenders in Moorhead

Bell Bank Mortgage is consistently ranked among the top mortgage lenders in the Fargo-Moorhead area, earning exceptional customer satisfaction ratings. As part of the largest independently owned bank in the upper Midwest, they offer personalized service with local decision-making. Their mortgage team has deep expertise in the Moorhead housing market and provides competitive rates across all loan programs. Known for their "Pay It Forward" philosophy and community involvement, they maintain a 4.9-star rating with hundreds of positive reviews highlighting their responsive service, smooth closing processes, and expert guidance for both first-time and experienced homebuyers.

Gate City Bank has been serving the Fargo-Moorhead community for over a century and maintains one of the strongest local reputations for mortgage lending. Their experienced loan officers provide exceptional personalized service with a focus on making homeownership accessible. They offer unique local programs including down payment assistance and special first-time homebuyer initiatives. With consistently high customer satisfaction ratings, reviewers frequently praise their knowledgeable staff, competitive rates, and seamless closing experiences. Their deep community roots and commitment to the region make them a trusted choice for Moorhead residents seeking mortgage solutions.

Wells Fargo maintains a strong physical presence in the Fargo-Moorhead area with multiple branches and dedicated mortgage specialists serving the community. As one of the nation's largest mortgage lenders, they offer comprehensive loan options and competitive rates while providing local expertise through their Moorhead-area team. Their experienced mortgage consultants have deep knowledge of the local real estate market and can navigate complex financing scenarios. While being a national lender, they maintain local decision-making capabilities and have built strong relationships with Moorhead real estate professionals. Customers appreciate their extensive product selection and the convenience of having both banking and mortgage services in one institution.